Trusted by 2,400+ growing businesses

Banking that grows with you

The AI-powered financial operating system for ambitious businesses — accounts, payments, lending, and intelligence in one place.

Get started See how it works
0
Active businesses
€0B
Processed annually
0 min
Avg. credit decision
0%
Customer retention

Trusted by ambitious companies across Europe

Vondera Qleantech Stackflow Brevas NordPay Solidbase
The problem nobody talks about

You're stuck in the middle

Too complex for a neobank. Too small to matter to your bank. You're doing €2-10M in revenue, hiring fast, ready to invest — and your bank can't even get you a credit decision in under six weeks.

Your "relationship manager" handles 200 other companies and doesn't know your name. You deserve better than being someone's afterthought.

Your bank today
  • 6-week credit decisions
  • Generic relationship manager
  • Disconnected tools and portals
New Aera
  • 14-minute credit decisions
  • AI that knows every transaction
  • One platform for everything

One platform. Full control.

Everything your business needs to run its finances — in one place, powered by AI.

AI Relationship Manager

An intelligence layer that knows every transaction, every cash flow pattern, and every growth signal in your business. Available 24/7. Never forgets.

Instant Credit Decisions

Need €250k+ to invest? Connect your accounts and get a decision in minutes, not months. No document uploads. No committees. No waiting.

14 min
Average decision time

Connected Financial OS

Accounts, payments, invoicing, and cash management — fully integrated with the tools you already use. One dashboard to run your entire financial operation.

Xr
Xero
QB
QuickBooks
St
Stripe
Sh
Shopify
Ex
Exact
+
40 more
How it works

Up and running in minutes

1

Connect your business

Link your accounts, accounting software, and revenue tools. New Aera's AI maps your full financial picture in minutes.

2

Get intelligence, not paperwork

Your AI financial brain spots cash flow risks, recommends credit options, and automates the busywork your bank never touched.

3

Grow without limits

Access lending, manage payments across borders, and scale your financial operations — without ever waiting for a banker to call you back.

9:41

Good morning

Marieke

Total balance

€847,290.14

+12.4% vs last month
Credit available

Based on your growth, you qualify for €400k credit. View offer

Connected

Xr
St
Sh
Ex

Cash flow — 7 days

Industry wake-up call

Traditional banks need 50 relationship managers to serve 5,000 mid-sized companies. We need zero.

Real-time beats paper-time

We make credit decisions in minutes using real-time business data — not 6-week-old financial statements reviewed by committee.

Day-one integrations

We connect to your entire tech stack on day one — no bank has done this because their systems weren't built for it.

Network effects they can't match

Every company we onboard makes our AI smarter. Every company a bank onboards makes their backlog longer.

Business owner
New Aera customer
Built for the overlooked

For businesses doing €2-10M revenue that are ready to invest, hire, and scale — but can't get their bank on the phone.

We needed €400k to open a second warehouse. Our bank wanted three months of meetings and a stack of paperwork. New Aera gave us an answer in 20 minutes — and the money was there the next day.

Marieke de Vries

COO at Vondera Logistics

Ready to stop being
an afterthought?

Join 2,400+ ambitious businesses that switched to a financial operating system built for companies like yours.

No credit card required. Set up in 10 minutes. Join 2,400+ businesses that already made the switch.